Commercial Finance

Structured funding across every commercial asset class.

We place deals across bridging, development, commercial mortgages, asset finance, invoice finance, and working capital. Non-bank lenders. Fast execution.

£50K – £25M

Bridging Finance

Short-term secured lending for property acquisition, auction purchases, chain breaks, and refurbishment. Typically 1–24 months.

Completion in 5–10 working days
Up to 80% LTV
Light and heavy refurbishment
Auction finance with same-day decisions
Why banks struggle here

Banks take 6–12 weeks and often decline non-standard properties or tight timelines.

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£250K – £25M

Development Finance

Ground-up construction and conversion funding. Staged drawdowns against build progress with monitoring.

Up to 70% LTGDV
Staged drawdowns
New build & conversion
Planning gain bridging
Why banks struggle here

Banks require extensive track record and move slowly on planning-dependent deals.

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£100K – £15M

Commercial Mortgages

Long-term secured lending against commercial, semi-commercial, and mixed-use properties. Refinance or acquisition.

Up to 75% LTV
Interest-only available
Mixed-use & multi-let
Portfolio restructuring
Why banks struggle here

Banks restrict on property type, tenant covenant, and borrower complexity.

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£10K – £5M

Asset Finance

Funding secured against plant, machinery, vehicles, and equipment. Hire purchase, leasing, and refinance.

New & used assets
Sale & leaseback
Soft asset funding
Seasonal payment profiles
Why banks struggle here

Banks often decline specialist or older assets and require lengthy credit processes.

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£50K – £10M

Invoice Finance

Release cash tied up in unpaid invoices. Factoring and invoice discounting for immediate working capital.

Up to 90% advance rate
Selective or whole turnover
Confidential facilities
Bad debt protection available
Why banks struggle here

Banks bundle invoice finance with other products and impose rigid structures.

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£25K – £2M

Working Capital

Unsecured and secured facilities for cash flow, stock purchase, tax bills, and operational scaling.

Revenue-based lending
Merchant cash advance
Tax loan facilities
Revolving credit lines
Why banks struggle here

Banks require 2+ years of accounts and decline businesses with variable revenue.

Request Funding Assessment