Case Studies

Deals we've placed.

Anonymised examples of real deals structured and completed through our lender network. Each one started with a submission — just like yours.

Bridging Finance
£850,000

Auction purchase — 10-day completion

Property investor, London

Challenge

Client won a property at auction with a 28-day completion deadline. Their bank couldn't process in time and required a full credit review.

What we did

We placed a bridging loan at 70% LTV with a specialist lender. Valuation completed within 3 days, legal instructed immediately.

Outcome

Completed in 10 working days. Client secured the property and later refinanced onto a commercial mortgage.

LTV70%
Timeline10 days
Development Finance
£3,200,000

Ground-up residential — 12 units

Developer, South East

Challenge

Experienced developer needed £3.2M for a 12-unit new build. Bank required 3+ years of audited accounts and offered only 55% LTGDV.

What we did

Placed with a non-bank development lender at 65% LTGDV with staged drawdowns. Monitoring surveyor appointed within 5 days.

Outcome

Build completed on schedule. All 12 units sold. Developer retained for next project.

LTV65% LTGDV
Timeline14 months
Refinancing
£1,200,000

Bridge exit — portfolio restructure

Portfolio landlord, Midlands

Challenge

Client stuck on an expensive bridging loan at 1.2% per month across 4 properties. Bank declined due to complex SPV structure.

What we did

Restructured the portfolio across two specialist lenders. Reduced monthly cost by 60% and released £180K additional capital.

Outcome

Exited bridging within 6 weeks. Monthly costs reduced from £14,400 to £5,800.

LTV72%
Timeline6 weeks
Business Finance
£250,000

Working capital for seasonal scaling

E-commerce retailer, Manchester

Challenge

Fast-growing retailer needed £250K to purchase stock ahead of peak season. Bank required 2 years of accounts — business was 14 months old.

What we did

Placed a revenue-based lending facility using 12 months of trading data and payment processor history.

Outcome

Funded within 8 days. Client achieved record Q4 revenue and repaid the facility early.

LTVN/A
Timeline8 days
Invoice Finance
£400,000

Cash flow facility for construction firm

Construction company, Yorkshire

Challenge

Subcontractor with £1.5M annual turnover had 60-day payment terms from main contractors. Cash flow gap threatening operations.

What we did

Placed a confidential invoice discounting facility advancing 85% against approved invoices within 24 hours.

Outcome

Immediate cash flow improvement. Company took on two additional contracts within 3 months.

LTV85% advance
Timeline5 days
Commercial Mortgage
£680,000

Mixed-use acquisition — complex tenant

Investor, Bristol

Challenge

Client acquiring a mixed-use property with a short lease tenant. Three banks declined due to tenant covenant and lease length concerns.

What we did

Placed with a specialist commercial lender comfortable with short leases. Structured with interest-only for the first 3 years.

Outcome

Completed in 4 weeks. Client negotiated a new 10-year lease with the tenant post-completion.

LTV70%
Timeline4 weeks

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