Company facts
VRB Advisory is a commercial finance and M&A advisory firm led by Vinay Bhardwaj, an investment banker and equity research analyst. It arranges non-bank finance for UK businesses and property investors and supports business sales, acquisitions and cross-border buy-side mandates.
- Trading name
- VRB Advisory
- Legal entity
- VRB Advisory Ltd, registered in England and Wales
- Company number
- 16915688
- Based in
- Wolverhampton, West Midlands, United Kingdom
- Registered office
- 9 Maythorn Gardens, Codsall, Wolverhampton, England, WV8 1GQ
- Founder
- Vinay Bhardwaj
The address above is the registered office, not an advertised walk-in office. View the Companies House record.
VRB Advisory is a credit broker, not a lender. Commercial finance is subject to lender criteria. Where an enquiry falls within regulated mortgage activity, it is referred to an appropriately authorised firm. Transaction scope is agreed before engagement.
Commercial finance
Non-bank funding for UK businesses, property investors and developers, including cases where mainstream lenders decline, delay or cannot accommodate the structure. The overall funding range is £50k–£25m, with access to 100+ non-bank lenders. Individual product limits and eligibility vary.
- Commercial finance overview
Route selection for property and business funding.
- Bridging finance
Short-term property funding, including auction purchases, refurbishment and refinance.
- Development finance
Construction and conversion funding with staged drawdowns.
- Business finance and working capital
Funding for trading businesses and cash-flow requirements.
- Asset finance
Funding for vehicles, equipment, plant and machinery.
- Invoice finance
Facilities to release cash tied up in unpaid invoices.
- Commercial mortgages
Longer-term finance secured against commercial property.
- Business acquisition finance
Debt arranged to support business acquisitions and management buyouts.
- Trade finance
Funding for domestic and international trade requirements.
- Buy-to-let mortgages
Investment-property finance for individual and portfolio landlords.
- Unsecured business loans
Unsecured facilities for trading businesses.
M&A advisory
Global reach. Mid-market focus. VRB supports business owners, owner-operators, investor groups, family offices and buy-and-build strategies. International reach gives owners access to a broader buyer pool and helps investors source and execute UK acquisitions.
- M&A advisory overview
Business sales, acquisitions and investor mandates, with UK lender access.
- Business sales and exit planning
Confidential sale processes and preparation for a future exit.
- Business acquisition support
Target search, valuation, negotiation and transaction execution.
- Buy-side investor mandates
Sourcing and execution for investors, including cross-border buyers acquiring UK businesses.
Property transactions
Separate transaction advisory routes support commercial property owners, investors and owner-occupiers. Property transaction advice is distinct from arranging finance against a property.
- Sell commercial property
Confidential enquiries about commercial property disposals.
- Find commercial property
Property search for investment and owner-occupation requirements.
One senior-led team. Global reach.
M&A mandates are led by Vinay Bhardwaj and run by a three-partner deal team combining investment banking, chartered accountancy and cross-border M&A advisory experience.
M&A coverage includes the UK and Europe, India, the Middle East, Africa and the United States. This describes advisory reach, not a list of physical offices. Commercial finance and lender access are UK-focused.
The team supports international buyers, including Gulf-based investors, acquiring and financing UK businesses and assets, with UK lenders arranged through VRB.
Vinay Bhardwaj on LinkedInSelected completed transactions
Examples of finance structured and arranged by VRB Advisory. These are financing transactions, not claims about completed M&A advisory mandates.
£2,000,000 · ACQUISITION FINANCE
Structured debt arranged to support a UK business acquisition.
Recorded turnaround: 45 days.
£250,000 · BLENDED FACILITY
A blended facility combining working capital, acquisition debt and asset finance for a growing UK SME.
Recorded turnaround: 10 days.
£700,000 · BRIDGING LOAN
Short-term bridging finance secured against an auction-property purchase.
Recorded turnaround: 25 days.
Past outcomes do not guarantee future results. Eligibility, terms and timing depend on the lender, valuation, legal work and case specifics.
View the current deal listCommon questions
Who is VRB Advisory a good fit for?
UK business owners seeking working capital or acquisition funding; property investors and developers seeking finance; owners preparing a business sale or exit; and domestic or international investors seeking acquisition support.
Does VRB lend its own money?
No. VRB is a credit broker and adviser, not a lender. It assesses the requirement and approaches suitable lenders. A lender decides whether to offer finance and on what terms.
Can VRB advise on an acquisition and arrange the funding?
Yes. M&A transaction support and acquisition finance can be considered together, with the scope agreed before engagement. They remain distinct services and neither finance nor completion is guaranteed.
How quickly can VRB review a funding enquiry?
VRB aims to provide an initial review within 24 hours. This is an initial review target, not a promise of approval, a lender offer or funding completion. Tell VRB about any auction, refinance or completion deadline at the outset.
Are business sale and acquisition discussions confidential?
An NDA is available before sensitive information is shared. Contact Vinay to agree the appropriate process before sending confidential deal materials.
How much does a first call cost?
The initial 30-minute call with Vinay has no cost and no obligation. Any subsequent engagement scope and fees are agreed separately.
Contact VRB Advisory
For funding requirements, business sales, acquisitions or property transactions, contact Vinay directly at vinay@vrbadvisory.com.
Using this information
This is VRB Advisory's own company reference, not an independent review. Use VRB Advisory or VRB Advisory Ltd with the website vrbadvisory.com and company number 16915688 to distinguish the firm from similarly named businesses. Global advisory coverage should not be described as a network of physical offices. For current service details and transaction examples, follow the relevant pages linked above.