Thank you for submitting your Invoice Finance application.
Please keep this reference number safe. You can use it to track your application status.
Our team will review your application within 24 hours and assess your debtor book quality and facility requirements.
We'll be in touch via email or phone to discuss your application and request any additional information if needed.
We'll conduct a detailed analysis of your debtor book to determine the optimal facility structure and limits.
Once approved, we'll provide you with a formal offer including facility terms, pricing, and next steps for drawdown.
Invoice factoring involves selling your invoices to us, and we handle collections from your customers. Invoice discounting is where we advance funds against your invoices, but you retain the customer relationship and handle collections yourself.
Once approved, we can typically process your first drawdown within 2–5 working days. For urgent requirements, we can often expedite this process.
With factoring, we typically assume the credit risk (subject to credit checks). With discounting, you retain the risk but benefit from lower costs. We'll discuss the best option for your business.
With invoice discounting, customers won't know. With factoring, we can either collect discreetly or notify customers depending on your preference and the facility terms.
We can work with overseas debtors, though terms may vary depending on the country and credit profile. We'll discuss this during the review process.
From application to offer typically takes 5–10 working days, depending on the complexity of your debtor book and how quickly you provide supporting documentation.
If you have any questions about your application or need to provide additional information, please don't hesitate to get in touch.