Thank you for submitting your Business Acquisition funding application.
Please keep this reference number safe. You can use it to track your application status.
Our team will review your application within 24 hours, assessing the deal structure, buyer profile, and target business fundamentals.
We'll contact you via email or phone to discuss your application, clarify any details, and request additional documentation if needed.
We'll conduct due diligence on the target business, verify financial information, and assess the buyer's experience and financial capacity.
Once approved, we'll provide a formal offer with loan terms, interest rates, repayment schedule, and security requirements.
We'll work with your solicitors to complete all documentation and arrange drawdown of funds to complete your acquisition.
We typically provide 40–70% of the purchase price, depending on the target business's profitability, the buyer's experience, and the strength of the deal structure. The buyer usually contributes 20–40% equity.
Once approved and all documentation is in place, we can typically complete funding within 5–10 working days. For urgent transactions, we can often expedite this timeline.
We typically take a charge over the target business assets, personal guarantees from the buyer/directors, and may require property security depending on the deal structure and buyer profile.
Yes, we have extensive experience with MBOs and MBIs. We understand the unique dynamics of these deals and can provide tailored funding solutions. Management experience is a key factor in our assessment.
Vendor financing is common and can work well. We'll assess the terms and security position, and can often structure the acquisition loan to work alongside vendor deferred payments or earn-outs.
We primarily focus on UK acquisitions. However, we may consider cross-border deals depending on the structure and buyer profile. Please discuss your specific situation with our team.
If the transaction falls through after we've committed funding, we'll discuss options with you. Most facilities include break clauses and conditions precedent to protect both parties.
If you have any questions about your application or need to provide additional information, please don't hesitate to get in touch.